_most-americans-rely-on-google-more-than-formal-education.jpg "Most Americans Rely On Google More Than Formal Education! from karyawan bank sutra Video Screenshot Preview")
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✓ Published: 16-Apr-2024
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✓ Published: 16-Apr-2024
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New research, conducted by OnePoll on behalf of the banking app Chime, found that 52% of Americans feel like they only use half of the information they were taught in school… in their adult lives.
New research, conducted by OnePoll on behalf of the banking app Chime, found that 52% of Americans feel like they only use half of the information they were taught in school… in their adult lives.
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
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_may-bank-holidays-how-many-will-there-be-and-early-weather-predictions.webp "Last year, Britons rejoiced as the coronation of King Charles III meant one more bank holiday in May but now we’re back to the standard two.")
_15-best-places-to-visit-in-london-sightseeing-in-london.webp "1-The British Museum: Explore its vast collection of art and artifacts spanning centuries and civilizations.<br/><br/>2-Tower of London: Discover the history of this iconic fortress, home to the Crown Jewels and famous for its storied past.<br/><br/>3-Buckingham Palace: Witness the Changing of the Guard ceremony and admire the grandeur of the official residence of the British monarch.<br/><br/>4-Westminster Abbey: Marvel at the stunning Gothic architecture and visit the final resting place of many notable figures in British history.<br/><br/>5-The Houses of Parliament and Big Ben: Take a tour of the iconic seat of British democracy and snap photos of the famous clock tower.<br/><br/>6-The London Eye: Enjoy panoramic views of the city skyline from this giant Ferris wheel on the South Bank of the River Thames.<br/><br/>7-Tate Modern: Immerse yourself in contemporary art at this renowned museum housed in a former power station.<br/><br/>8-The National Gallery: Admire masterpieces by artists such as Leonardo da Vinci, Vincent van Gogh, and Rembrandt in this world-class art museum.<br/><br/>9-Covent Garden: Wander through its bustling market stalls, street performers, and charming shops and cafes.<br/><br/>10-The West End: Catch a world-class theater production or musical in London's famous theater district.<br/><br/>11-The Shard: Take in breathtaking views of London from the observation deck of Western Europe's tallest building.<br/><br/>12-St. Paul's Cathedral: Climb to the top of the dome for panoramic views of London and explore the cathedral's magnificent interior.<br/><br/>13-The Victoria and Albert Museum: Discover an extensive collection of decorative arts and design spanning over 5,000 years.<br/><br/>14-The Natural History Museum: Delve into the wonders of the natural world with exhibits on dinosaurs, gemstones, and more.<br/><br/>15-Camden Market: Experience the eclectic vibe of this vibrant market known for its alternative fashion, street food, and live music.<br/>#travel")
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